• There is an addition of LPG / CNG kit, electrical / non-electrical accessories, anti-theft device, addition or change of hypothecation in your car. For example, if your claim amount is Rs. What documents are required to file a claim? In a non-premium bearing endorsement, you won't be charged anything for the changes incorporated in the policy. What is Third-Party Liability Cover? WhatsApp with us : So choose wisely and secure your car with our assortment of add-on covers. This add-on cover is applicable to the following conditions-. At Reliance General Insurance, we want to make sure our car insurance holders can secure the best possible protection for themselves. The poor road conditions and a blatant disregard for traffic regulations make Indian roads one of the most dangerous in the world. You may already be aware that Third Party Liability Car Insurance is mandatory as per law. What risks are covered under Reliance motor insurance policy? The Gross Written Premium for the year ended 31 March 2018, was at ₹5,122 crores (US$788 million) with a distribution network composed of over 128 branches and more than 27,888 intermediaries. In this case, you need to make the complete payment to the garage at the time of the repairs. What are electrical and non-electrical accessories? A comprehensive Vehicle coverage, covers against all possible damages arising from a variety of risks to the insured vehicle. Customer can opt-out of this cover if he already has other PA cover covering (Death & Permanent Disability) up to the extent of minimum 15 lacs or is covered with other CPA policy under motor insurance in other vehicles owned by him. Previous car policy number (if you have any), Your contact details (address, phone no and email id), Visit - https://www.reliancegeneral.co.in/Insurance/Motor-Insurance/Car-Insurance.aspx, Enter your car insurance policy and Registration / Engine number and click on ‘Renew My Policy’ to proceed, You will then see the details of your policy. One CPA policy covers the insured for all the vehicles owned by him/ her. The form is always available on the website of the insurance provider. For example, if you use a private car for remuneration purpose. Also, Brochure has been sent to Your Email Address. Reliance General Insurance has introduced the No Claim Bonus retention add-on cover with private car insurance. The higher your Voluntary Deductible amount, the lower is your automobile insurance premium. What risks are not covered under Reliance Motor Insurance Policy? Introduction. So if you’re moving from a Zone B city to a Zone A city, your motor car insurance premium will increase and vice versa. Reliance General Insurance It is a part of Reliance Capital Limited of the Reliance Anil Dhirubhai Ambani Group. Hence it is important to know your IDV. Reliance General Insurance offers comprehensive car insurance policies that come with the own damage cover and the long-term third-party liability cover. If this driver meets with an accident while driving your car, you will need to compensate him / her or that person’s family for the injury or loss of life. Can I renew my car insurance policy online? It is the maximum amount your insurer will approve if your vehicle is stolen or is damaged beyond repair. This amount is inversely proportional to your premium. If I have LPG or CNG kit fitted in the car, but it’s not endorsed in the RC book, will it be covered in the policy? Now a dent in your car will not cause a dent in your finances. The police on the scene will fill the basic details in the FIR of actually what happened and according to that a decision on the insurance will be made thus it is important to immediately file an FIR. By paying a minimal, additional charge on your car insurance quote, you can benefit in the following ways: Please note that we cover only private cars and two wheelers, with a maximum of two claims in one policy period. Opt for this and you will not have to bear the losses occurred due to depreciation on all parts except the tyres and tubes. While the insurance is expired and is in the process of renewal it is important not to drive the vehicle. Reliance General Insurance keep it up. Thus, there is no better means than to buy or renew car insurance online with which you can also enjoy a lot of other benefits.. This cover is easily included with an additional premium of Rs. All the same, if the insured was enjoying an NCB bonus of 45 %, and he/she makes a claim that year, the NCB will be impacted and will be reduced to 0% in the coming year. Also, it is important to file an FIR in the nearest police station which would be a document that the insurer will require. As soon as any damage or loss occurs to the vehicle, regardless of the hour, we recommend that you call our helpline numbers immediately. What is premium and non-premium bearing endorsement? Reliance General Insurance offers toll-free number 1800 3009 to customers for claim process. Just log on to www.reliancegeneral.co.in and click on your profile. We offer a wide range of add-on covers to ensure superior protection from a variety of risks. What is Personal Accident Insurance cover? 20% on the OD premium of the vehicle, subject to a maximum of Rs 750/-, 25% on the OD premium of the vehicle, subject to a maximum of Rs 1500/-, 30% on the OD premium of the vehicle, subject to a maximum of Rs 2000/-, 35% on the OD premium of the vehicle, subject to a maximum of Rs 2500/-, 30% on the OD premium of the vehicle, subject to a maximum of Rs. A page that helps you LiveSmart every day. An experienced agent has good knowledge of the working of insurance and things to do after the insurance has expired and may guide you through the process smoothly. There can be several different scenarios that may demand the need to claim a car insurance policy, such as theft and natural calamity. A delay in reporting will affect your claim, as an insurance company could deny liability. It is a crucial component of the car insurance policy as it determines the amount of compensation. Though this is not a mandatory policy ,however it is advised to have a comprehensive coverage for once vehicle to safe guard self from financial burden arising in case of an accidental damage to your car or to third party. Avail repairing costs of fiber glass, rubber, tyres, batteries, air bags, nylon, and plastic parts. You just need to confirm all your details and click on ‘Pay’ to go to the payment page, Once the payment is successful, your car insurance policy renewal is complete, Legal Liability to Employee, Paid Driver, Cleaner & Conductor. In this condition, we have to leave our vehicles in the garages and travel by our own. We can’t deny the fact that accidents happen! 1,382 talking about this. This is because it is mandatory for any car to be insured, at least against third-party liability. Smart & innovative solutions for insurance and much more. The premium quoted is subject to change in case any alteration is made while generating the final quotation for premium. Check out: Car Insurance By Brand And Model. You can also make a video or take some photos of the car as proof that actually what happened. If the damage to the car is minimal, it is always a good idea not to make a claim on your car insurance plan. In offline insurance people generally listen to the agents and sign the paper which can cause a dispute at a later stage. Renewal of the policy online is a secure process as you have all the details in front of you which you can read yourself at your speed. It is important to know all the details and the nitty-gritty about any insurance policy. Add-on covers literally add extra protection and cover benefits to your car insurance policy. The premium amount is not a random number generated by the insurance firm but after calculating all of the things the company arrives on the premium amount. You can also use other payment options like UPI and Paytm.. It is a prepaid card that will work like a regular gift voucher that can be used to buy a health insurance policy from Reliance General Insurance as a gift for someone during the upcoming festive season. If needed, you can update your contact details here, Post confirming the details you can choose several add-ons and optional coverage as per your needs, Next, you will be presented with the final premium amount along with the associated break-ups, Your car and nominee details are fetched from the system. In addition, policyholders can choose to purchase add-on covers to enhance their protection. There can be two types of endorsements: premium bearing and non-premium bearing. Click here to Yes!If the event of loss or damage took place during the policy period, you will be eligible for the claim even after the policy has expired. The above mentioned premium is exclusive of taxes and is an estimate based on the assumption that there has been no break-in and claim made in any of the previous policies. Are there different schemes? The next step is to inform the Reliance team so they can take the necessary action. How to prevent it? Hence, we have come up with a comprehensive policy that not only offers optimum protection to your vehicle, but also helps you financially in case of any unfortunate occurrence. These details can be registered online and thus are used to renew the insurance. Now on this car, if you’ve made any claim up to Rs. Here are some more details about the Key Protect Cover-, We can’t deny the fact that accidents happen! It is calculated by adjusting the current manufacturer's listed selling price of the car with depreciation percentage as listed in the table below: Electrical accessories are any electronically powered accessories that are part of your car. 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